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Sustain A Future

I have set up our family budget for the year and I am happy about the increase that will come through out the year.  In the past, I have done my best to create a budget and stay on budget. If you haven't been taught how to budget; you just think, "well, I need to have enough money in my account to pay the bills and whatever is left over, I can spend it."  Not exactly.  It has really been these last couple of years that I had to gain another level of understanding for budgeting.  When I first started to take things more serious, the Lord had admonished me that; I was not grateful for the work that my husband does and in the conditions that he has to work in and I was not being a good steward over the money he was making.  Working 6 days a week no matter what the weather conditions are; hot or cold, my husband has to work ... physically.  I didn't agree with the fact that I was not grateful.  I felt like I was grateful; I keep our home clean, I restock when needed, etc.  But then the Lord reminded me that; whenever my husband and I would have discussions about our finances; I never hesitated to let him know that I also had a job and provided an income.  Oh, I was quick to stake my claim!  My husband supplies the main income for our family; it is his salary that keeps our home operating.  But, because I can be prideful; I was not acknowledging the true facts.  You see, if I was grateful like I said I was; I wouldn't convince myself that the money that was left over was free game and now I can go and play.  I needed to realize the work, time an effort that was being put in to bringing in these finances.  I told you before, I am a shopper; and I will find reasons to solidify my shopping.  Because my husband always left me to handle the finances, I would try to blame him for the budget getting off track; telling him, "well, if you helped me, or if you did the budget, this wouldn't happen." For years we circled this track of arguing.  I felt like my husband just left me out there. And don't let us hit a hardship; I would really start tripping; becoming emotional, not giving our budget the full attention that it needed, or waiting to the last minute to clear things up.  Oh, I was a mess!!!  Then, in a marital counseling session with our pastors; I learned that, the individual who was good at doing a certain task, should be the one to handle that department.  Seems pretty simple, right? Well, it wasn't. I struggled with rejection, so when my husband would leave me to do the budget, I felt like he didn't care. Even though, he would ask, how everything was going with the budget.  It wasn't good enough; I wanted him to do it with me.  My husband is good with problem-solving and critical thinking. But, he's a simple guy, just tell me what you need and he's good.  I respect that ... now! Because, I NOW understand, if budgeting isn't his thing, just like gardening isn't mine, why put someone in a situation that's set up for failure.  I'm telling you, I use to be a mess!

Going back to budgeting.  Because I have chosen to surrender to the Lord, I am learning that change happens in every area of your life.  Budgeting is more than paying bills; it's about positioning yourself financially to be able to invest and sustain a future.  After you have budgeted for the month, there should be a surplus.  That surplus can be used for many different things; repairs, needed clothing, or family entertainment.  And there is nothing wrong with that. But, when you become loose with it, your not being a good steward over it, your now out of order. Budgeting requires balance.  If there is no balance, you have now blown your budget. 

I have to get to a place and STAY THERE, that; when I have paid our bills for the month and no additional expenses have occurred, rather than, find ways to spend the extra money (because I don't have to); I need to be grateful and sustain a future.  A future doesn't always mean, years from now.  It can be our future summer vacation, our future home project, or our future investment of college, etc.  But, if it's not available; because, I refused to have self-control and blow our money; what does that say about me as a woman, mother, and wife, who has the responsibility of maintaining our family budget. 

I am not getting any younger, and my family is growing; it's time to set aside my childish ways of thinking and doing things, and get on board.  Budgeting is not about me feeding my desires to shop (even if I am a smart-savvy shopper), it's about, helping our family to grow financially and sustain a future.  The Lord had to help me see how I was being ungrateful and get me to the place of being grateful and a good steward over the things he has given us. 

Remember, surrender all...
Tynisha

Comments

  1. Amen Tynisha. This is encouraging to hear and to know that you are not the only one. I too have realized that if you don't budget you can hinder yourself and your family. I am doing my best to stay on track because God is definitely raising me to a place where he wants me to be. I feel that this year 2014 is about New Beginnings and Breakthroughs. I am very excited to see what he is going to do in all of us as we are all venturing into something new thia year and we are all Getting or Finances strong and we are willing to do whatever it taks to build the kingdom. Thank you so much for rhis blog post today.

    Love always,
    Ebony

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  2. I'ma need you to stay outta my business!!!!!!!!!!! LOL! Girl, SO on point. PRIDE...smh!

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